Get your Pre-Qualified Buyer's Certificate and find out exactly how much you can afford — submitted to multiple banks through our partnership with ooba.
Start ApplicationA simple, guided process that puts you in control of your home buying journey — with a dedicated consultant managing the process alongside our partner, ooba.
Your application is managed personally by an NFS Insure consultant, from pre-qualification through to bank submission.
Through our ooba partnership, one application reaches South Africa's major banks — maximizing your approval chances.
Complete this form and upload documents directly, or send them through via WhatsApp and email — whichever is easiest.
Your Pre-Qualified Buyer's Certificate remains valid for 3 months from the date it's issued, giving you time to house hunt.
Our home loan pre-qualification and application service is provided at no charge to you as the applicant.
Four simple steps from submission to receiving your Pre-Qualified Buyer's Certificate.
Complete the online application below with your personal, income, and property details.
Upload your ID, bank statements, and supporting documents directly, or send via WhatsApp / email.
Your consultant submits your application to multiple banks via our ooba partnership.
Receive your Pre-Qualified Buyer's Certificate, valid for 3 months, and start house hunting with confidence.
You can apply for home loan pre-qualification whether you're salaried, self-employed, or earn commission.
You must hold a valid South African ID document, or a valid passport with permanent residency / work permit.
A steady salary, business income, or commission earnings that can be verified through bank statements or financials.
You must be at least 18 years of age to apply for a home loan in South Africa.
A clear or manageable credit record improves your chances of approval and better interest rates.
All required supporting documents should be available and ready to upload at the time of application.
You should have a genuine intention to purchase residential property in South Africa.
Should you not be contacted within 3 business days of applying, please contact us at homeloans@nfs.insure.
What you need depends on how you earn your income — have these ready before you apply.
Salaried Applicants
Self-Employed Applicants
The information you provide will be treated in the strictest confidence and shared only with NFS Insure, ooba, and the banks required to process your home loan application.
NFS Insure reserves the right to request additional information or documents to verify your application.
Accepted formats: PDF, DOC, DOCX, JPG, PNG. Maximum 10MB per file.
The application process starts with completing this form. All fields marked * are required.
NFS Insure | FSP No. 53910 | In Partnership with ooba | All information is protected and treated with full confidentiality
Thank you for applying for home loan pre-qualification with NFS Insure. Our team will review your application and be in touch within 3 business days with your next steps.
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