Now that you've taken the first step to becoming a home owner, let us help you find out exactly how much you can afford — and boost your chances of bond approval with a Pre-Qualified Buyer's Certificate.
Apply for a Home LoanNFS Insure has partnered with ooba, South Africa's leading home loan comparison service, to help you get pre-qualified before you start house hunting — so you know exactly what you can afford to buy for.
Your application is submitted to multiple major banks at once, giving you the best chance of approval and the most competitive interest rate, all managed by your NFS Insure consultant from start to finish.
A Pre-Qualified Buyer's Certificate shows estate agents and sellers that you're a serious, ready buyer — and gives you a clear budget before you start viewing properties.
Know your affordable purchase price upfront
Submitted to major South African banks simultaneously
Dedicated consultant manages the process for you
Upload documents online or send via WhatsApp / email
What you'll need depends on how you earn your income. Have these ready to speed up your pre-qualification.
Employed / Earning a Fixed Salary
Own Business, Freelance or Commission-Based
ooba is South Africa's largest home loan comparison service, submitting your application to multiple banks to secure you the best possible deal. NFS Insure manages your application from start to finish, so you don't have to deal with the banks directly.
One application is submitted to South Africa's major banks at once, maximizing your chance of approval.
Banks compete for your business, helping you secure the most favourable interest rate available.
Complete the online application and upload your documents directly, or send them through via WhatsApp and email.
A personal consultant guides you through pre-qualification, document collection, and bank submission.
A simple, guided process that puts you in the strongest position to buy your next home.
Find out exactly how much you can afford before you start house hunting.
Your application is submitted to all major South African banks through our ooba partnership.
Our home loan pre-qualification and application service comes at no charge to the applicant.
A streamlined, digital process gets your pre-qualification certificate to you quickly.
Complete the form online, or send documents via WhatsApp and email — whichever suits you.
A dedicated NFS Insure consultant supports you through every step of the process.
Apply today for your Pre-Qualified Buyer's Certificate and take the next confident step towards owning your home.
Apply Now Get in Touch